Who provides the
Best Home Warranties in
If you’re looking for the best warranties for your house based on speed of claims, affordability and service – then look no further.
We independently review every warranty service on our list. We may earn referral commissions from advertisers or as affiliates of the reviewed companies. This helps us to keep our testing rigorous and independent. None of the commissions earned influence our decisions or ratings.
Our Rating: 9.8
- Over 2,000,000 policies served
- No inspections, no contracts
- 24/7 emergency service
- Current Special: $200 Off + 2 Years Free
Our Rating: 9.8
- Over 2,000,000 policies served
- No inspections, no contracts
- 24/7 emergency service
- Current Special: $200 Off + 2 Years Free
Claims Process: 9.9
Value: 9.5
Service: 9.8
Our Rating: 9.2
- A/C, Heat, Home coverage
- Offers roof coverage
- Current Special: $150 off + 2 months free
Claims Process: 9.3
Value: 8.8
Service: 9.4
Our Rating: 8.9
- Local pre-screened technicians
- Optional Septic Coverage
- Current Special: $70 off + 1 month free
Claims Process: 8.6
Value: 8.8
Service: 9.0
Our Rating: 8.6
- Over 4 billion in claims paid
- HVAC upgrade program
- Current Special: 30% off any plan
Claims Process: 8.0
Value: 9.0
Service: 8.6
Our Rating: 9.3
- A/C, Heat, Home coverage
- Offers roof coverage
- Current Special: $150 off + 2 months free
Our Rating: 9.1
- Local pre-screened technicians
- Optional Septic Coverage
- Current Special: $70 off + 1 month free
Our Rating: 9.1
- Over 4 billion in claims paid
- HVAC upgrade program
- Current Special: 30% off any plan
We independently review every warranty service on our list. We may earn referral commissions from advertisers or as affiliates of the reviewed companies. This helps us to keep our testing rigorous and independent. None of the commissions earned influence our decisions or ratings.
Choosing the Right Home Warranty: What You Need to Know
At TopWarranties.com, we understand that selecting the perfect home warranty can feel overwhelming. As an independent third-party, we’re here to help you navigate through the options with ease.
Here are some common questions you should consider when comparing different home warranty companies. Knowing what to ask not only empowers you but also ensures you find a plan that best fits your needs.
Why ask: Coverage varies widely among providers. Some may offer comprehensive plans that include everything from your HVAC system to your refrigerator, while others might provide basic coverage or require additional fees for certain items.
Look for: A provider that offers clear, comprehensive coverage options that align with your home’s specific needs.
Why ask: Understanding the limits of your coverage is crucial. Some warranties have annual limits on how much they’ll pay out in repairs or replacements, which could affect your out-of-pocket costs for big-ticket items.
Look for: A warranty with generous coverage limits that provide ample protection against expensive repairs.
Why ask: Service call fees, or deductibles, are what you pay out-of-pocket for each repair visit. These fees can vary and might impact your overall satisfaction and expenses.
Look for: A plan with a reasonable service call fee that fits within your budget, without compromising the quality of service.
Why ask: Ease of filing a claim and speed of service can greatly affect your experience. A complicated claims process can add unnecessary stress to already frustrating situations.
Look for: Companies with a straightforward, efficient claims process and positive customer service reviews.
Why ask: Ease of filing a claim and speed of service can greatly affect your experience. A complicated claims process can add unnecessary stress to already frustrating situations.
Look for: Companies with a straightforward, efficient claims process and positive customer service reviews.
Why TopWarranties.com?
As your independent guide, we at TopWarranties.com are dedicated to providing unbiased comparisons and insights into the top home warranty providers. We believe in transparency, simplicity, and helping you find the protection plan that best suits your home and lifestyle. Let us help you make an informed decision with confidence.